Ummm, the majority of pine64's haven't shipped yet. Only a few developers, and perhaps the first tier of people in the kickstarter campaign have gotten boards.
I'm sure when it gets to be in wider use, there will be more reports to say whether fans and/or heatsinks are needed.
I use heatsinks on mine, but a fan really shouldn't be neccesary. The heatsinks barely get warm during use, streaming 1440p video from Youtube.
It all depends on what you're using your Pine64 for. I'm not familiar with Boinc projects, so i don't know how strenuous it is for the board, but to be safe i got some heatsinks on eBay for $3 shipped. There shouldn't be too much of an issue without heatsinks, and with heatsinks there won't be any issue unless you're running benchmarks or number-crunching. Hope this helps!
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Thanks for the insight- i'm guessing Boinc is very resource-intensive?
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Setting up a couple of boards for boinc would be cool ...